Call John Before You File for your Social Security,

Invest In Mutual Funds or Annuities,

732 784 2820



Sound and suitable financial decisions are based on having independent research plus complete product information. Having additional quotes and a second opinion on a pending financial transaction could prove valuable when deciding your suitability and may save you a costly mistake.

On your call, John will act as your second set of eyes and help you make a decision that is suitable for you by providing insight and complete product information. For your free By-Phone second opinion call 732 784 2820.

John Bohinski, CLU is an independent Financial Advisor with LPL Financial. He understands that you have many options when choosing a financial professional and recognize that you face difficult decisions that will affect you and your family for years to come. John has over 35 years of experience in the financial services business. There is no cost or obligation to speak with John.





To speak with John Bohinski, CLU:

Call 732-784-2820 (M-F, 9AM -5PM)

One River Center, 331 Newman Springs Road

Bldg. 1, Suite 143, 4th Floor

Red Bank, NJ 07701

(We are located right at Exit 109 on Parkway) 


*Certain limitations and qualifications apply. When responding you may be asked a few questions to provide general information for qualification. Only one certificate per household/family and you must complete your free financial review. **You must have at least $400,000 of investable assets.

Investing involves risk including the risk of loss.

A variable annuity is a long-term investment designed to create guaranteed income in retirement.Variable Annuities are subject to investment risk; returns will fluctuate and the principal value, when redeemed, may be worth more or less than the original investment. Withdrawals and distributions of taxable amounts are subject to ordinary income tax and, if made prior to age 59 ½, may be subject to an additional 10% federal income tax penalty. Withdrawals can reduce the living and death benefits and account value.

All guarantees, including optional benefits, are backed by the claims-paying ability of the issuing company and do not apply to the underlying investment options. Guarantees do not apply to the safety or investment performance of the underlying subaccounts in the variable annuity.