Our Products

We are a full-service financial firm committed to helping people pursue their financial goals. We offer a wide range of financial products and services to individuals and business owners. We believe you will be better able to identify your goals and make sound decisions to help pursue them by getting a free comprehensive financial review which we call a Second Opinion. After we complete your Second Opinion we can decide which combination of products and asset allocation best fits your situation.





Investments Products

  • Bonds
  • Mutual Funds
  • ETF's
  • Common Stock
  • Managed Accounts
  • Municipal Bonds
  • REIT's
  • Educational IRA
  • Brokerage Accounts
  • Government Securities
  • Roth IRA
  • Simple IRA
  • Treasury Bills
  • Traditional IRA
  • Treasury Notes
  • Immediate Annuity
  • Fixed Annuity
  • Index Annuity
  • Hybrid Annuity
  • Variable Annuity

Financial Planning

  • NJ Estate Plans
  • Retirement Planning
  • Federal Income Tax Plans
  • 401(k) Planning
  • IRA and Roth Plans
  • 403(b) Planning
  • Money Purchasing Plans
  • Profit Sharing Plans
  • Defined Benefit Plans


  • Key man insurance
  • Buy Sell Insurance
  • Disability Income Insurance
  • Life Insurance
  • Long Term Care Insurance


Please call us to arrange a FACE to FACE meeting to discuss any questions about the range of financial products and services we provide. We believe there is no substitute for a local accessible independent financial planner. We think that talking heads, voices over the phone and annuity agent matching services have their limitations.